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Land for construction

Site for sale in
Portugal - Aveiro

€ 23,000

Land for construction

Build your dream home abroad, in sunny Portugal.

This land is situated in Costa de Prata (Silver Coast), halfway between the beautiful beach of Costa Nova and the breath-taking mountains of Caramulo in a quiet country side location close to all amenities.
The land has 380 m² and it has outline planning permission to build a two-storey semi-detached house with up to 270 m² (2,900 sq ft).
It is a corner site, 14 metres wide by 27.2 metres long. The new house can be up to 9 metres wide by 15 metres long. The 3D images you can see in this ad are only a sample of what could be built on this site.
The plot is fully serviced; water, electricity, telephone and waste, are all available on site.
The plot is part of an estate recently developed with newly paved streets, footpaths, street lights, car park, rubbish collection points, and a park.
The plot is located at the corner between the boulevard and the park. The new house will have unobstructed view to the park, mostly facing South.
The land is for sale for 23,000 Euro (less than 20K GBP). We also have a site just beside this one for sale for the same price.
The buyer will also be responsible for the purchase related costs which are:
Real estate transfer tax (IMT) €1,495
Stamp Duty (IS) €184
Notary fees (Escritura) about €275
Land registration fees (Registo) about €270
We have a lot of experience with planning and building, so we would be glad to help you get full planning permission for the house of your dreams as well as getting it built.
This is a great opportunity to invest in the healthy and growing housing market of sunny Portugal.
If you have any questions, or wish to view this property, please don´t hesitate to contact me on +351 928 034 577 or fill the form below.

Here is a short video about the region:


Seller Financed / Pay Monthly SOUTH Bulgaria home nr Turkey

House for sale in
Bulgaria - Yambol

€ 2,600

Seller Financed / Pay Monthly SOUTH Bulgaria home nr Turkey

£2,250 @ £250 per month - near Greece

£2,250 @ £250 per month - Affordable home in Bulgaria

Buy-It-Now = 10% discount

Immediate transfer of keys, rights and possession. No interest, clear the balance at any time without penalty.

Payment terms are flexible and tailored specifically for your personal budget (min. £250p.m)

Your new place in the sun in one of the world's best value countries! What you see is what you get - available today on Pay Monthly!

Bulgariadirect, est. 2003, are pleased to offer an innovative and affordable new route to home ownership, without the stress and worry of conventional mortgages. A simple, secure and transparent solution offering home ownership, without tying up your all your capital at once.

Your South Bulgarian house & land (1h from Burgas coast & airport, 15min from Elhovo town) home sits in a very well developed region, firmly established with expats and with all amenities on hand! Laden with features sure to impress + easy tarmac road access! As for the setting.... simply stunning to say the least!

Turkey starts only an hour from home, and Greece is a further 30min along the road. That's three great countries to explore from the comfort of your very own home.

The river runs only 2min away, offering countless fishing spots. Shops and the bus stops (direct connection to the coast) also sit a mere 2min stroll from home.

Bags of living space for all the family and visiting friends... with further scope for conversion thanks to the extension and outbuildings!

A very viable and profitable guest let can be realized by the new owner today. Full time home abroad or your new holiday pad in the sun! Or how about a good old B&B / Guest Let? As new owner the choice is entirely yours! This one has it all and then some!! Your land plot is all regulated (building permissible!) and home to several fruit trees. Almost anything you care to plant will flourish here in one of Bulgaria's most fertile regions!

As usual, general repairs will be required throughout solely depending on your own requirements. For example the exterior could use a good coat of paint! As you're paying in installments, you can take as long as you need, step by step, without tying up all your capital at once.

Where better to get away from it all? Bulgaria offers you a superb climate and living costs averaging under 1/3 of the UK's. Escape the hassle and stress of every day UK life, the looming uncertainty of Brexit and move to the world's best value, lowest living costs country. Today anyone, even on the tiniest of budgets can enjoy an altogether healthier and wealthier lifestyle.

Did you know? Your annual council tax on this place comes to whopping £12 per year, yes twelve pounds! Can you afford that?

Where else but Bulgaria do you get so much property to the £? Getting in on the action has never been easier, this entire property is available today on monthly installments.

Keys are ready, awaiting the new owner! Owning a home in the sun has never been easier.

Cheap Studio in Sunny Day 6, Sunny Beach

Apartment for sale in
Bulgaria - Burgas

€ 9,000

Cheap Studio in Sunny Day 6, Sunny Beach

Cheap Studio in Sunny Day 6, Sunny Beach
IBG Real Estates offers for sale a studio, located on the 2nd floor in complex Sunny Day 6. The complex spreads on a large territory, away from the noise of the resort and offers 6 swimming pools, supermarket, restaurant, combined sport fields, mini golf and other. The distance to the beach is 3 km. There is a shuttle bus from the complex to the Beach and the centre of the resort.
The studio is 25 sq.m. and it consists of one room with enough space for kitchenette, dining and sleeping area and a bathroom with shower, toilet and sink. The studio is for sale unfurnished, which gives you the opportunity to furnish it in your own style.

Services and amenities in Sunny Day 6, Sunny Beach:
- 6 outdoor swimming pools
- 2 mini-golf fields
- Fitness
- Restaurant
- Supermarket
- 2 various sport fields
- Tennis court
- Green areas
- Reception
- 24-security and video surveillance.
- Maintenance fee: 480 EUR/year

Ref. 8572

We can arrange an online viewing in real time via WhatsApp, Viber or similar. Alternatively you can request a 360-degree virtual tour of a property or properties you like most, so that you can walk around them from the comfort of your home and show it to your partner or family.

What's new?

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Our property blog

The latest articles covering various topics about buying and selling your property.

bunkers for sale

What’s the deal with bunkers for sale?

For some reasons there have been a huge interest in abandoned bunkers for sale. Always there is an ad of a bunker for sale it gets at least ten times more hits than homes for sale. Surely, many just click on it out of curiosity but many are seriously interested. What is it that makes bunkers so attractive for buyers?

Although it is considered as the ultimate hiding place, the average underground bunker usually has no windows, just air vents and most of the times no electricity, toilet or running water.

Most subterranean shelters would be accessible through a straight up concrete shaft with a steel ladder, accessed by some sort of concrete or steel hatch on the ground.

The perfect historical restoration project

For all buyers who are interested in a historical restoration venture they are just perfect. It is a truly unique project that is sure to seduce. Unfortunately, there are not as many out there as interested buyers. That’s why, despite the bad state they usually are in they are not cheap.

Some people have been very creative and building their own amazing backyard bunkers. In this case don’t forget to get the proper permits before.

We could also see a recent movement of newly built bunkers – many especially for the upper class – that offer all modern comfort you can think of and look like out of a sci fi movie.

The “bunker for sale scam”

Sadly, whatever triggers a lot of interest in many people also inspires others to come up with a scam. In the bunker story it is no different.

The scam we have seen so far is this:

There is an ad with nice and very cheap bunkers for sale. Once you contact the advertiser, he will explain that he is very sick that is why he priced his bunker for a quick sale. Due to his condition, he is also not able to show the property but someone else can be paid to show it. Therefore, he will ask you for some money to see the bunker before you buy it. Needless to say, that after paying the money you will not hear from him ever again or have any way to get through to him.

Here are some red flags to look out for:

  • Price is cheaper than normal
  • The seller asks money to show you the property

Another good way is to use the Google Reverse Image Search with the images the advertiser has in the ad. You may find that he copied them from another website.

Bio

Our Property under 20k team are the founders of www.propertyunder20k.com and www.listproperty4free.com with the goal to search the cheapest real estate in the world and make it easy for others to find. The team is made up of landlords, real estate investors, architects and builders from several different countries.  We just love to have a good strong cup of coffee while we write our experiences in this blog.

Bild von Martin Bock auf Pixabay 

cave houses for sale

Spanish Cave Houses for Sale

Yes, you read correctly, this article is about cave houses for sale. The first thing that comes to mind might be a primitive home for cavemen, but I can assure you they look nothing like that. They actually look like a proper home and can even serve other purposes like an office, holiday home or even a hotel.

What exactly is a cave house?

Caves are perhaps the oldest form of shelter known to men. Nevertheless, they are usually overlooked as possible homes by most people. However, in a few places around the world cave houses have survived and are still used as homes up to the present day. They come with a lot of history attached.

Cave homes are caved out of solid rock. But don’t worry, you don’t need to carve it yourself. There are a lot of cave houses that are waiting to be restored. Needless to see that each single one of it is truly unique.

Due to their many environmentally friendly advantages, they have been newly discovered and increased in popularity.

What is great about a cave home?

Because cave rooms are inside the rock, they keep approximately the same temperature in summer and winter, a comfortable 16 up to 19°C.

This makes them perfect in the usually hot weather that you have outside, like for example in Andalusia Spain, where we found a spot popular for cave houses. As a result, there is no need for any air conditioning in the summer. Just in winter time it would be good to have some sort of heating. But even the heating costs are lower than in standard built houses. Therefore, electricity consumption and running costs are much lower.

Cosy in the Winter and cool in the Summer

Another great advantage is that you have a lot less maintenance. There are almost no external walls that could need some new paint or a roof that could start leaking.

Also, they usually come in a very nice setting, places where you can relax and unwind but usually close enough to some villages that provide everything for your daily needs.

Where can I find cave houses for sale?

There are some real estate agents that would be specialised to show and explain you the process of buying a cave home. Cave houses for sale can be found on property portals such as www.listproperty4free.com

Have you bought a cave house recently and like to share your experience? Please feel free to leave a comment below.

Image by SeeMoon JaaMoon from Pixabay

Reverse Mortgage

4 Benefits of a Reverse Mortgage

A reverse mortgage is a special type of loan that some older homeowners can take out. This loan allows them to access their home equity and receive cash payments, either as a lump sum or in installments over time. Many seniors turn to a reverse mortgage loan in retirement to bolster their income, and they can use this money to maintain their home, pay for healthcare, or cover any other costs in their lives. 

If used under the right circumstances, the money you receive from a reverse mortgage can provide you with a greater degree of financial freedom in retirement. So is a reverse mortgage right for you? In this article, we’ll take a look at four major benefits of a reverse mortgage loan. 

What is a Reverse Mortgage? 

A reverse mortgage loan allows homeowners to borrow money by tapping into their home equity, and using their home as collateral for the loan. This means, essentially, that you’re able to borrow money without having to make monthly principal and interest payments. It can be a great way to improve cash flow and, since there are very few restrictions on how to spend the money you get from the loan, you can use it to pay for a wide range of costs and expenses. 

One of the most unique aspects of a reverse mortgage loan is that there’s no set due date for when you have to pay back the money. While you can make payments on the loan at your convenience, the total balance of the loan only becomes due once you sell the home, move away, or die. 

Who Qualifies for a Reverse Mortgage? 

To qualify for a reverse mortgage, you generally have to be 62 or older and must either own your home outright or have a considerable amount of equity in the house. The exact amount of home equity you need varies depending on the lender you’re working with, but as a rule of thumb you should have at least 50% equity in your home to take out a reverse mortgage loan. 

A reverse mortgage can be a useful tool depending on your own financial situation. For example, if any of the following statements apply to your situation, then a reverse mortgage may be for you:

  • Most of your net worth is tied up in your home
  • You’re in need of cash and don’t have other sources of income 
  • You don’t plan on ever leaving your home 

Benefits of a Reverse Mortgage

Reverse mortgage loans offer borrowers a variety of benefits. Under the right circumstances, it can be a very powerful tool that allows you more freedom and flexibility in your finances. Here we’ll take a look at some of the main benefits that come with a reverse mortgage loan:

#1: Increased Cash Flow 

When you stop working and retire, you typically lose your main source of income. However, your other expenses, such as your mortgage, utilities, insurance, maintenance costs, and so on generally stay the same. If you don’t have an ample savings account, this can create a situation where you feel stressed out or overwhelmed by these costs. 

A reverse mortgage allows you to pull money you wouldn’t normally be able to access out of your property. This supplies you with an income stream that can help you more comfortably manage your expenses in retirement. 

#2: No Monthly Mortgage Payments 

As a homeowner, you won’t have to make monthly mortgage payments on a reverse mortgage. That’s because a reverse mortgage, unlike a traditional mortgage, doesn’t require the homeowner to make any loan payments. Instead, payments are made to you for the length of time that you continue to live in your home. 

The total balance of the loan only becomes due once the borrower sells the home, permanently moves to a different home, or dies. However, it’s very important to keep in mind that a reverse mortgage doesn’t let you off the hook for costs like home insurance and property taxes. 

#3: Protection Against Decline in Housing Market 

A reverse mortgage loan is insured by the federal government, and this provides you with a great deal of security. It means that if the value of the reverse mortgage loan exceeds the value of your home when that loan comes due, the federal government will take care of the difference. 

So, with a reverse mortgage, you won’t ever have to worry about owing the lender more than your home is actually worth, even if the real estate market tanks and negatively impacts your home’s value. Additionally, if, in the future, you or your heirs want to pay off the entirety of the loan and stay in the home rather than sell it, you wouldn’t be required to pay more than the value of the home. 

#4: Flexibility in How You Receive Payments 

With a reverse mortgage, the loan payments made to you can be disbursed in a few different ways. The methods in which you can be paid include: 

  • Lump sum. In this case, you’d get the full amount of the loan in a single payment. You can receive a full or partial lump sum once your loan has been approved. 
  • Equal monthly payments. This means that as long as at least one borrower lives in the home, the lender will continue making steady monthly payments to them. 
  • Term payments. The lender will issue even monthly payments over the course of a term set by the borrower. 

Taking out a reverse mortgage is a big decision and it can often be pretty confusing for the average person to understand and navigate. While it provides a number of major benefits, it also has its downsides. There are certain fees that come with a reverse mortgage, the amount you’re required to pay back grows over time, you’re still responsible for other home-related expenses, and you lose home equity as your loan balance increases. 

That’s why, if you’re considering taking out a reverse mortgage, it’s important to consider all of the pros and cons. Do some research and weigh the benefits listed above against the potential drawbacks. If you’re still unsure, consider consulting with a financial planning professional to see if a reverse mortgage can help you in retirement. 

Matt Casadona

Matt Casadona has a Bachelor of Science in Business Administration, with a concentration in Marketing and a minor in Psychology. He is currently a contributing editor for 365 Business Tips. Matt is passionate about marketing and business strategy and enjoys the San Diego life, traveling and music. 

adobe construction

Adobe Construction – cheap and naturally energy efficient

Adobe – or earth construction as some may call it – is one of the oldest building methods in the world. Since ever, humankind has used earth in various forms to build their homes. It has a huge number of benefits most of us modern people forgot about.

I only came to love this type of construction when working on a renovation project of an old town house in Portugal. Until then, when thinking of an earth house I had a very different picture in mind. It was something like a simple hut in an African village.

Adobe walls are naturally energy efficient and can be load bearing. Often, they are very thick, forming a natural insulation from the environmental heat or cold. Earth-based products are naturally sustainable because you are building with the materials that surround you.

Interestingly, approximately 30% of the world population lives in homes made of earth materials. That’s no wonder if you think of the many financial and environmental benefits. That’s why people like me, once we know about it, just love it. It is not only a far cheaper construction method but also has many other advantages compared with modern materials.

The composition of the adobe—or some may call it the recipe—vary according to country and local customs. Usually most of it is made of earth and or clay. Besides that, it can contain other materials like straw, maybe even small amounts of lime. Once I even read about that it can include horse hair. Not sure if this is true though.

There is even a thing they call Superadobe. It is also made from earth and organic materials heartened with lime, compressed into bags which are stacked on top of each other, each layer of bags separated by barbed wire. This method is perfect for seismically active areas.

What is adobe construction

Buildings made of Adobe are very similar to a rammed earth house. The only difference is that the earth was rammed into some sort of brick shape before it was used for the construction. Like this it is very easy to build walls with earth.

Special treatment for adobe construction

Please note that the right plaster is essential to be completely waterproof. You don’t want your wall to crumble apart after a few years. They are several products on the market that are perfect for adobe construction. We can use it for the first plaster on a new wall as well as fixing cracks in an old one. It is very important that the plaster lets the wall still breath.

Also, there can be a problem with raising damp in those buildings if they have no horizontal barrier to stop it. I saw a layer of bitumen sheet or a special plastic be put before the first layer of adobe bricks. Therefore, it is good to keep that in mind before you start building your house.

One historic local custom in my area was that the builders would leave an air gap under the house to avoid any raising damp. With some houses being well beyond 100 years now and showing no sign of any raising damp we can say that it is a truly successful method.

If you live in an earthquake zone it is also advisable to apply a net within the construction to give it better structural properties.

Adobe construction surprises

Probably the biggest surprise was when I found out that adobe was even used for the first modern architecture in Portugal. This is something I would always associate with concrete and steel.

It seems there is no limit to what you can build with it starting with simple garden walls, garages, sheds, houses and even apartment blocks.

Conclusion

Adobe Construction is naturally energy efficient and sustainable because you are building with the materials that surround you. With the right know-how it can give the same or even better comfort than a modern building method.

Bio

Our Property under 20k team are the founders of www.propertyunder20k.com and www.listproperty4free.com with the goal to search the cheapest real estate in the world and make it easy for others to find. The team is made up of landlords, real estate investors, architects and builders from several different countries.  We just love to have a good strong cup of coffee while we write our experiences in this blog.

Image by Michelle Raponi from Pixabay

apartment blocks for sale

Finding apartment blocks for sale

So, you’re in the market for a whole apartment block? That’s exciting news. Finding apartment blocks for sale is just one click away. If you’re serious about buying some apartment units here is a good place to start to get a first idea of what your money can buy.

Later it might be a good idea to get a qualified real estate agent who knows the local real estate market and can guide you through the buying process.

They can advise you on the real estate market in your area and financing if needed. That can help you immensely to make your dream of becoming a landlord a reality. With a real professional by your side finding a suitable building will be piece of cake.
Did you know that a typical real estate sale involves more than 20 steps after the initial contract is accepted? Real estate agents walk you through each step to move toward a quick-and-easy close. Together, you’ll create a marketing plan, set the right price and get your new real estate business in no time.

Make your homework

Of course, it is always good to do some research yourself. For example, it can be interesting to look at some property records before buying as well as rental prices. Like that it will be easy for you to find out what yield you can expect from your investment.

If you want to have the least work possible with your asset it would be wise to consider hiring a management company who will deal with the tenants on your behalf.

Newly built apartment blocks for a secure future

Nobody can resist the charm of a new build home.

The plaster does not crumble from the walls, power lines and pipes do not need renovation and the architectural style usually has a trendy and modern design. State-of-the-art materials and the latest standard characterize such a new building.

Yes, buying a brand-new home can be very appealing especially if you are planning to rent it out. You will easily find tenants and beside the usual maintenance jobs there will not be much repairs to do.

A new home has advantages in many ways

A new phase of life begins with a new house and many people fulfil a lifelong dream. The likelihood of taking a risk with such a newly built house is almost zero. Freshly build houses have the great advantages:

  • New buildings often consist of high-quality materials.
  • New build houses mostly have the latest house technology integrated.
  • They are characterized by a low energy requirement.
  • A modern architectural style is characteristic of newly built houses.

The construction quality has improved immensely in recent years, so that today there are hardly any nasty surprises waiting for the owner after years of occupancy. Therefore, after buying new apartment blocks, you can sit back and relax.

The old charm apartment block

If you lost your heart to one of those old charm apartment blocks you are not alone. Although due to age and new energy efficiency laws they usually need some works before they can be properly rented but it is totally worth it. In the end you will have something truly special and unique.

Apartment blocks for sale

You are looking for apartment blocks for sale? Have a look at

Blocks of Apartments for Sale & Rent in Africa

Blocks of Apartments for Sale & Rent in Asia

Blocks of Apartments for Sale & Rent in Europe

Blocks of Apartments for Sale & Rent in North America

Bio

Our Property under 20k team are the founders of www.propertyunder20k.com and www.listproperty4free.com with the goal to search the cheapest real estate in the world and make it easy for others to find. The team is made up of landlords, real estate investors, architects and builders from several different countries.  We just love to have a good strong cup of coffee while we write our experiences in this blog.

Image: Image by PublicDomainPictures from Pixabay

commercial real estate

How to sell commercial real estate

Whether you are a broker or a property owner, to sell commercial real estate is not what it used to be as there can be many surprises. Investors view the commercial property as an investment machine aimed to generate income. If the numbers add up, there is a possibility for a bidding war. And if not, the sale may not be that easy.

Getting yourself prepared can make a great difference between being stuck or creating a favourable property sale.  However, the best way to get started is to make the property as pleasantly engaging as possible to give prospects a great first impression. An abandoned commercial property for sale can discourage buyers, thereby affecting the sale price.

How do you want to sell commercial property?

Sell commercial real estate without a broker

While it is unusual for owners to sell commercial real estate by themselves, we cannot rule out the fact that it is possible. Some may have rich experience in commercial properties and are sure to complete the deal without an agent. Others may simply want to maximize their proceeds by circumventing the broker commission.

Whichever way, note that a lot is at stake with commercial real estate sales. Also, the process is complex to finalize. If you have decided to sell by yourself, you will be the one in charge of the entire transaction process, from listing your property to finding potential buyers, communicating with them, finalizing the paper works, inspection, hiring a lawyer etc.

Commercial property for sale using a broker

The activities involved in selling your commercial property by yourself can be hectic and time-consuming. Thus, finding a reliable commercial real estate company who has your best interest at heart can save you a lot of hassle.

They will take over all the processes and help you sell your commercial property quicker. Beyond these, they will help to determine the proper worth of your property for the current market conditions. This is saving you tons of research time.

Rather than relying only on the conventional marketing approaches, professional brokers have an established network of investors and brokers who may be interested in buying your property. They will present your property directly to these prospects, which significantly increase your chances of getting a competent buyer promptly.

You get many benefits when you employ a broker to help with your property sale. But just like with other industry, it is important you do research before deciding on a brokerage agency. Like this you get the best deal for your property.

Bio

Our Property under 20k team are the founders of www.propertyunder20k.com and www.listproperty4free.com with the goal to search the cheapest real estate in the world and make it easy for others to find. The team is made up of landlords, real estate investors, architects and builders from several different countries.  We just love to have a good strong cup of coffee while we write our experiences in this blog.

Image by F. Muhammad from Pixabay

real estate photo editing

Why should real estate agents outsource real estate photo editing?

A study reveals that people invest about 60% of their time viewing photos and 40% on the property description while buying a home. High-quality property photographs are critical to rope in real estate buyers. Photo editing services are a sophisticated way of enhancing real estate images. Image editing can cover different enhancement works. Image enhancement by Styldod allows you with services like improve colours, add elements, background removal, cropping, colour enhancement, and many more. Virtual Home staging is another way to showcase homes, where a property is decorated to display its best qualities to attract buyers and the goal of selling the home faster at a higher price. Outsourcing photo editing services will edit the images to match your taste and requirement for successful virtual home staging. Here are the key benefits of outsourcing real estate photo editing services:

1.   Cost-Effective

Outsourcing photo editing tasks can save the cost of hiring a dedicated team for editing photos, and you can get your work done at a minimum charge if you considered this option.

2.   Quality Work

Professional editors are updated with all the functionalities, features, techniques and elements of photo editing tools and software. They have the expertise to edit your photo to match your style as closely as possible and deliver quality work.

3.   Reduced Turnaround Time

Professional editors are familiar and experienced in using editing tools. Thus quick to modify real estate photos and deliver supreme quality work. Some professionals even offer “Next Day Turnaround” options. 

4. High-Quality Images

Property buyers are drawn towards beautiful images of homes they wish to buy. Clear, crisp, and top-quality increases the chances of a listing to be viewed and sold. A professionally edited real estate photo ensures High Quality finished images and provides potential buyers with a glimpse of their dream home.

5. Use of Hi-Tech Editing Tools

Using advanced tech tools can quickly transform the look and feel. Agents hosting virtual staging can maximize the value of it. Real estate agents can easily find many options for editing services and get the tasks done in their preferred ways over the internet.

6.   Huge Volume

Professional editors have enormous resources for pictures, stock images, and other elements that aid in enhancing photos and delivering a massive volume of work even in a short timeline

7.   Error-Free Outputs

Hiring a professional image editing servicing provider can rectify imperfections in photographs. They use the latest technology and advanced image editing tools. The edited images look natural and will be suitable for listing properties across multiple platforms.

Photo editing helps real estate agents gain efficiency, maximize output, and stay ahead in the competition. If you wish to get supreme photo editing services for your real estate business that can increase sales and efficiency, you can get in touch with Styldod’s photo editing services. The creative team will assist you with all your Real Estate Photo Editing requirements. 

Autor Bio:

Rahul Agarwal is the Co-founder & Chief Business Officer at Styldod, where he has taught a computer to do interior design! Styldod provides the most hassle-free & inexpensive virtual staging solutions for real estate agents so they can sell their listings faster, and for higher prices. Rahul was also a co-founder of Mebelkart (which is acquired by Ask Me). He’s your everyday IIT Kanpur nerd who pushes the boundaries with his innovative entrepreneurial stints and is also a sound startup investor & advisor. Rahul attributes his success as a professional to the discipline he has learned from his district hockey days, being a swimmer and a gym enthusiast.

real estate scams - a call about your tax

Real Estate Scams – When you get a call about your Real Estate Tax

You may be shocked at first but of course more than eager to pay your duties. But please don’t! This is one of the newer real estate scams that are starting to circulate.

The call about your real estate tax

This is a nasty trick where someone calls potential victims to tell them of an additional real estate tax or some other kind of fee that they need to pay. This person will tell them to pay in cash to someone who will collect the money at their home.

Please note, the tax office would never work in this way. It will never request money without an official statement, and under no circumstances will they go to a person’s house to collect money.

Residents are advised to be alert because it was reported that some individuals are posing as representatives of the tax office with the intent to scam taxpayers. 

It is sad that even in the middle of a pandemic we have to remain vigilant to don’t fall into the trap of one of the real estate scams. The best defence is awareness. So, it is good that you informed yourself – that’s the first step to don’t be scammed.

Don’t hesitate to report real estate scams

If this has already happened to you or you are suspicious about something similar please call your local police department. Don’t hesitate to do so, as this will help others to be alert as well.

Of course, you can also call your local tax office if you like to confirm your real estate tax. 

Bio

Our Property under 20k team are the founders of www.propertyunder20k.com and www.listproperty4free.com with the goal to search the cheapest real estate in the world and make it easy for others to find. The team is made up of landlords, real estate investors, architects and builders from several different countries.  We just love to have a good strong cup of coffee while we write our experiences in this blog.

renting vs buying

Buying vs Renting – should you buy a house?

Buying or to renting a place to call home is one of the questions on many people’s minds at a certain point in life. If you are settled in a place with a good job and can foresee yourself staying there in the nearest future, would it be more advantageous to continue to rent or take out a mortgage?

The answer generally depends on individual’s choice, as you may have different values to the usually home buying route. Of course, there are benefits to renting a house, but the advantages of buying supersede that of renting. It gives you a sense of security and satisfaction in having a place to call your own – permanently. With that said, outlined below are a few key benefits you enjoy when you buy your own home as against renting.

1 – Equity building

One major benefit of buying a home is in building equity. As you make your mortgage payments, the amount of money you owe on a home reduces. And the more your home value increases, the more money you save. You can even consider mortgage as a forced savings plan. When you pay rent, you are technically making someone better off by paying their mortgage and building up their equity. Of course, renting can initially be cheaper than buying a home, but many see it as throwing money down the drain. If I may ask, why do you want to be building savings for someone else when you can contribute towards your own investment?

2 – Modify to taste

It is always fun to create a living style that is all your own. As a homeowner, you can always make changes to your home to suit your taste and preference. You can renovate, customize, and paint the walls any color you wish etc. In fact, there won’t be anyone to tell you what you can and cannot do. But if you rent a house, you are always at the mercy of whatever the homeowner will allow you to do.

3 – Unparalleled stability

The stability you experience when you have your own home is unparalleled. You understand that if you lock in an interest rate your payments remain constant. If you rent, you have no control over the increments in rental payments. The property owner may evict you or even sell the home from under you at will.

Final thought about buying vs renting

Renting a home can be a great place to start. But when you buy your own home you have a sense of permanence, and it also contributes positively to your financial future as you are constantly building equity. Additionally, buying a home provides security for your family knowing that they have a place to call their own.