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250,000 SQM Forest- Freehold & Tax-Free Bulgaria Pay Monthly

House for sale in
Bulgaria - Vidin

€ 124

250,000 SQM Forest- Freehold & Tax-Free Bulgaria Pay Monthly

Only 35p SQM / Pay Monthly £110 p.m / 3km Belogradchik

Over 250,000 SQM / 61 Acre / mixed forest

Pay Monthly only €0.39 per SQM / €124 p.m per two plots - minimum two plots.

Available in separate NEIGHBOURING plots measuring from approx 1,700 sqm.

All plots have designated access

Freehold & Tax-Free

0% Interest for Pay Monthly

Immediate transfer of rights and possession

Buy-It-Now discount = €0.35 per SQM

Available plots and sizes are shown in the table, add as many as you wish to your portfolio (min two plots per person / no max.)

3km from Belogradchik fortress & town, 2km from Veneca caves, 3km from Oreshets fishing lake.

FOUR access points - Belogradchik TV tower, Oreshets (fishing lake) and Yanyovets (nearest village).

Choose the perfect spot for your cabin in exclusive Belogradchik region - a camping, glamping heaven in ultimate value low-cost Bulgaria.

Each plot is tax-free for life, without any ongoing costs or obligations. A simple passive investment, diversify your portfolio today by adding several forest plots. In terms of financial benefits, by owning forest land you will hold a real renewable asset. The forest regenerates itself, meaning the value naturally increases without any effort or requirement on your part.

Freehold ownership of both land and trees.

Unlimited leisure potential, wildcrafting, Nature Preservation, the cultivation of edible medicinal or decorative specialty crops, such as mushrooms, truffles, berries etc. + free firewood for life if you also own a residential property in Bulgaria.

Your chance to immerse yourself in leisure pursuits such as camping, foraging, nature spotting, horse riding, rambling, and just about anything your whim may call for here in the privacy of your own forest!

You could also consider the addition of campsites and team building activities, such as areas for paint-balling. The erection of non-permanent structures, such as log cabins or container homes.

Whilst you could access a connection to mains utilities, going off-grid would be both more realistic and advisable, helping you cut costs whilst preserving the environment.

World UNESCO heritage site Belogradhick sits only 3km from the forest. In Belogradchik town you can replenish supplies at the shops or have a great meal in one of the countless restaurants, all offering great value at famously low BG prices.

By investing in forest you are successfully neutralising your carbon footprint, without even making any conscious effort. Your climate contribution takes place by default 24/7 as you simply allow trees to mature and flourish on your huge chunk of land. What's more, you benefit from the tax exemption available to all forest owners. Why not plant even more trees and make an even greater contribution towards the global battle against climate change!

In addition it is important to note forest land prices continue rising globally, as the recent performance of timber and forestry related stocks clearly indicate. Being two steps behind as always, whilst offering ultimate value, today's Bulgaria allows even those with minimal budgets to get in and snap up huge swathes of land.

Forest ownership also guarantee a solid level of insurance against future volatility. Your money is hedged against all future recessions. Unlike conventional real estate - forest prices have never been affected by global events. Forest prices remain steady, and trees continue to grow by themselves. We don’t know about you, but we find this fact incredibly reassuring. In addition, you can cash in your forest at any time. Should you require your investment in cash-form once more, the sale process takes place easily and relatively quickly.

Seclusion, Unlimited Leisure Potential and a viable investment - all without a single obligation, zero ongoing costs and tax-free for life.

Serious, genuine and realistic queries only please.
Reach out using the contact form or email: [email protected]
WhatsApp support is only available to existing clients.

Bulgariadirect.com Est. 2003

Just 20 Mins to Coast!

House for sale in
Bulgaria - Dobrich

€ 19,900

Just 20 Mins to Coast!

Well presented cottage just a 20 minute drive from Kavarna.

We're pleased to offer this well kept cottage for sale just off the main road to Kavarna. The location is fantastic for those who wish to have good access to the coast but still be in a quiet hamlet location.

Accommodation totals 75m2 and comprises of three rooms, kitchen and shower room.

Mains water and electricity are available at the property and the vendors have recenrtly updated the septic system. The property has been cared for over the years and as can be seen from the photos, would benefit from some modernisation including installing a new shor room (although the plumbing is already there) and a new kitchen too.

Under the house is the basement area, perfect for extra storage particularly if you intend on growing your own fruit and vegetables. The basement is accessed via a door in the floor of the kitchen.

Outside, the plot toals 1690m2 and the previous owner has taken good care of the garden. It has been divided into various vegetable patches and at the back is an impressive pear tree that grows what locals call autumn pears.

There are various stone and brick built outbuildings that have the potentially to be renovated or can be used for storage. The garden is private and the two neighbouring properties are in the process of being renovated.

To the front, there is a lovely front garden with grape vines, a covered seating area and stone driveway that leads to the outbuildings at the back of the house. An established water well provides water for free, perfect for keeping the garden in top condition over the warm summer months!

Lovely Freehold Cottage For Sale 1hr from Coast!

House for sale in
Bulgaria - Dobrich

€ 430

Lovely Freehold Cottage For Sale 1hr from Coast!

Charming cottage in Krasen village (Dobrich region) available on monthly payments!

Available for sale is a 1/2 bedroom cottage in the popular village of Krasen, around 30 miles to the coast. The area is already home to expats and the village benefits from having facilities including a medical centre (with two GPs and a dentist), bus routes, restaurant and a local school.

**Stage Payments are available on this property** Please see below for further details.

The property is in need of work to bring it up to modern standards, hence the low asking price. It will require refurbishment and modernisation throughout, including new kitchen and bathroom. But there is plenty of potential to make this into a wonderful holiday home in the sun.

There are some great fundamentals already in place; including an internal shower room with toilet and therefore indoor plumbing basics.

The property itself comprises of three rooms (the shower room is in addition). Accommodation totals approximately 60m2.

Under the house is a large cellar – ideal for further storage!

The total size of the plot is 1130m2 and the property is stiuated 150m away from recently built holiday chalets. There is road access to the house.

Stage Payments

A deposit of just 500 Euros (£450) can secure this property with balance paid over a two year period. During this time you can use the property!

The monthly payments would be 430 Euros or £385 a month. This amount includes your legal work costs in Bulgaria including setting up of a Bulgarian ltd company if you require one.

There are no credit checks and please get in contact with us for more information or to arrange to view!
Location and Local Attractions
This property isn’t in a depopulated remote area with bad road connections. It’s in the popular village of Krasen, which has a larger than average village with its own school, restaurant, petrol station, council buildings, village pub, community center, 3 museums and medical center.

English speakers already live in the village and it’s a popular place for foreign owned holiday homes. 150m from this property are brand new holiday chalets that are successfully let out to tourists.

And it’s an area perfect for holidays as it’s an easy drive to the beaches and well known resorts such as Kavarna and Balchik.

And a few miles away is the wonderful Lake Dryan which has a designated bird watching area. And if that isn’t enough, check out the famous Lake Durankulak, which is 4 square kilometres in size and has no less than 260 rare species. Nearby is a fascinating archaeological site where Thracian culture is currently being excavated by a government team. All good if you are thinking of renting out to tourists.
- 150m away from new build chalets

- Large village with all amenities

- 30 miles to Balchik/Kavarna and the coast

- 56 miles to Varna Airport

- 40 miles to Thracian Cliffs Golf & Beach Resort

It must be noted this property is not in a remote location but in an area that is already established for holiday lets and attracts tourists. With lakes and the beaches nearby, a warm climate and low cost of living, this property will make a wonderful holiday home once updated.

Lovely fully furnished studio apartment with panoramic views

Apartment for sale in
Bulgaria - Burgas

€ 17,500

Lovely fully furnished studio apartment with panoramic views

Lovely fully furnished studio apartment with panoramic views in Sunny Day 6
!!! Video !!!
https://youtu.be/iXyV7bjesoY

The studio apartment is situated on the 4th- top floor and has a total living area 31 sq.m. It comprises of:

-Kitchen + lounge area;

-Bathroom/WC;

The studio is turn- key finished and has elegant L-shaped kitchen with fridge, washing machine, double bed, wardrobe, cabinets and air-condition. It is excellent opportunity for holiday home seekers and for renting out.

The complex offers:

-Five outdoor swimming pools;

-two tennis courts;

-two mini-golf;

-various sports fields;

-A restaurant with cafe-bar;

- Supermarket

-children’s playground and green areas for relax

Annual maintenance fee – 580 EUR

Location:

-3 km to biggest resort – Sunny beach;

-7 km to Nessebar town;

-34 km to Bourgas International airport

What's new?

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The latest articles covering various topics about buying and selling your property.

How to Prepare Your Home for Colder Weather

Winter is fast approaching, so it’s time to take your winter clothes out of storage and prep your home. Unfortunately, many people don’t know how to prepare their homes for winter. Whether you’re a renter or homeowner, there are a few steps you can take to ensure your home is safe and protected during the cold months. Here’s how to prep your home for colder weather. 

Inspect Your Furnace

You should have your furnace inspected once a year before winter hits. It’s most cost-effective to do it in the summer before you experience any cold weather; if there’s a problem with your furnace, you don’t want to find out when it snows for the first time. During the winter, if your furnace breaks or stops working properly, it can take a few weeks for you to get it serviced. If it needs to be replaced, it can take even longer, leaving you without heat during the coldest months of the year. 

Having your furnace inspected right now can help you save time, money, and aggravation. In addition, after your furnace is inspected and everything is in proper working order, you should turn your heat on before the weather gets colder to ensure it can properly heat your home. 

Tree Trimming

You pay property taxes, so you should take care of your home and property. Snow builds up on trees during the winter, which causes them to get heavier, and limbs can break off and fall onto your home or car. Trimming your trees before the first snowfall will prevent any potentially hazardous situations before a winter storm or the snow and ice start weighing them down. 

Take Care of Pipes

Frozen pipes are some of the most common issues during the winter. They can cause flooding with costly repairs, but you can take action to prevent them from getting too cold and freezing. Everyone should service their pipes before winter or care for them during the winter. So whether you’re an investor with a vacant property, a homeowner, or a renter, there are a few things you can do. Homeowners can wrap their water pipes in insulation when they keep their homes at lower temperatures. Investors or individuals with homes they leave during the winter should aim to take care of this before cold weather hits. 

If you plan to stay in your home during the winter, the best way to care for your pipes is to keep your heat on at least 55 degrees. Since this is considered relatively cold, especially in the winter months, keeping your home warm enough to heat the pipes shouldn’t be an issue. Unfortunately, many people try to save money by turning off the heat when they’re not home for long periods of time, which can lead them to burst when freezing and expanding. Your pipes can burst even when you don’t use the water, so you should also turn off the water if you plan to leave your home. 

Prepare for Cold Nights

Unfortunately, you may not always have heat during the winter. Brownouts and blackouts can happen after winter storms, so it’s essential you prepare for the potential of having no heat. You can purchase a generator or ensure your fireplace is in proper working order to ensure you can heat your home even when the power is out. 

Find Drafts

Drafts cause cold air to enter the home and heat to escape. Not only can these cold spots cause your electric bill to increase, but they can give you a headache if you sleep or spend time near them. Drafts should be a big concern if you want to keep your house heated without using too much energy since the goal should be to use the heat you need and let it automatically turn off when your home is heated. Of course, some hot air will escape your home, but you can find and block drafts around doors and windows to prevent cold air from entering your home. 

Move Furniture From Vents

Your vents should never have any large objects or furniture blocking them because it can affect airflow. If you want your furnace to efficiently heat your home, you should remove any furniture that may be blocking vents and obstructing airways. You should also look to see if anything is blocking the intake vents so the furnace won’t get suffocated, which can cause it to break. 

Cover the Windows

Some windows work better than others at keeping cold air out, but no window is perfect. After you’ve blocked any drafts and covered any small cracks or holes near windows, you should consider finding ways to keep your windows from letting cold air into your home. There are a few ways to do this, but the easiest is to cover them with shrink-wrap. The plastic will trap cold air near the window without letting it go any farther into your home. You can also invest in heavier winter curtains to keep cold air out. 

Reverse the Fans

Hot air rises, but when it’s winter, you want to keep all hot air as close to you as possible. If you have ceiling fans, run them clockwise to circulate the warm air back down towards the room to keep the environment warm. If you run them the opposite way, it will circulate the warm air to the ceiling faster, which means you’ll be slightly cooler in the room. 

Clean the Gutters

Snow and ice are heavy, and if they get stuck on your roof, they can cause it to cave in. You should clean your gutters at least twice a year, especially before winter, since they can get clogged up with leaves from fall that make it difficult for melted snow to drain off the roof. In addition, debris and leaves can attract ice, snow, and rain, which prevents your gutters from being able to drain properly. If this happens, it could cause serious damage to your home. 

Stock Up on Salt

If you have a driveway or walkway, you should stock up on salt to help melt any potentially dangerous ice from forming and melt it when it does form. You should salt your walkways and driveway every time it snows to prevent the buildup of ice while also providing a little traction for anyone who walks on it. Salt can also make it easier to shovel your porches, decks, and driveways since it’ll help remove any ice that can get stuck. 

Ashley Nielsen

Ashley Nielsen earned a B.S. degree in Business Administration Marketing at Point Loma Nazarene University. She is a freelance writer who loves to share knowledge about general business, marketing, lifestyle, wellness, and financial tips. During her free time, she enjoys being outside, staying active, reading a book, or diving deep into her favorite music. 

co-living

Co-living vs. Renting in NYC: Which is Right for You?

The main difference between coliving and renting is that in coliving, multiple people live in the same space and share common areas, while in renting, an individual rents a private living space. Coliving typically offers a more communal and shared living experience, while renting offers more privacy and individual living space. Additionally, coliving often includes amenities such as housekeeping and community events, while renting may not.

Co-living and renting are two great options for everybody looking for space to live in New York City, but the confusing aspect is, knowing which one is the best and will suit your needs and style of living. 

This article will explore every option alongside its pros and cons so you can choose the best that will fit you.  

What is Co-living

Co-living is a concept of living that allows strangers to live together under the same roof to live a more affordable and social life. However, co-living is even more than sharing an apartment or house. Co-living has long made life easy for people, especially newcomers, to find where to live. 

Co-living offers a simple and cheap life because it saves people from living hassles like bill payments, cleaning, furniture, and much more since it will be part of the rent payment. 

Aside from this, most co-living apartment locations will allow you to meet new people, socialize, and even find managers that often check whether you have a quality sleep. In cities like New York, where things are costly, space is limited, and people want to live in a specific area, the co-living concept has brought a great solution to people. 

However, it’s also important to note that not all co-living options are created equal. It’s important to do your research and find a reputable co-living provider. One such provider is SharedEasy, which offers a variety of co-living options in NYC. 

Advantages of co-living

Co-living offers a lot of benefits, especially to people that can’t afford other living methods. These include

  • Affordability

Co-living is far cheaper than traditional houses due to their way of living, with residents sharing places like kitchens and living rooms; this helps reduce bill costs and many more. 

  • It brings a sense of community 

Co-living offers a sense of community. This is beneficial to people that don’t like living alone or don’t like living with anonymous neighbors. 

  • It offers social activities  

In co-living spaces, neighbors get to know each other through social activities organized by people in the community. 

  • Flexible lease 

Co-living is one of the best options for people who travel a lot or visitors who are under a tight budget. It also provides a flexible lease, and you can sublet when your housemate is away for a long time. 

Disadvantage of co-living 

  • Less privacy

One of the disadvantages of co-living is that you won’t have much privacy in your life. 

  • Noise 

Another disadvantage of co-living is that it can be noisy sometimes. This mostly gets extreme if your roommates or housemates are party pricks. 

  • Potential conflicts

It’s inevitable to have some conflicts when living with strangers; to avoid this, everybody should be mindful of boundaries and be honest while communicating. 

What is renting

Renting is also an option for individuals looking for places to live. Renting involves signing a lease and paying a rental fee to a landlord for the property. You can find numerous rental apartments in New York City, including studio apartments, large houses, and many more. 

You can select a payment schedule that includes monthly or annually. Renting will provide flexibility about the location you want to live in, but renting is more expensive than co-living, and you will have limited control over property changes. 

Advantages of renting 

Compared to other living concepts, renting offers a lot of benefits. Some of them include 

  • Privacy

You will have a lot more privacy when you rent an apartment because you will be living alone. You can also control your living environment because you aren’t sharing your home with anybody. This point benefits people looking for a private lifestyle and valuing their personal space. 

  • Chances of building equity

Even though you don’t own the apartment you rented, you can choose to rent-to-own or participate in the lease-buying agreement, so you build equity in the apartment. 

  • Zero maintenance responsibilities

Another benefit of renting a property is that you don’t need to deal with the maintenance responsibilities of the house you rented because this is not your take but the landlords. This is also beneficial if you don’t want to experience any stress and maintenance expenses. 

Disadvantage of renting 

Even though renting has a lot of benefits, it still has some drawbacks to consider before moving. 

  • Expensive

Generally, renting is more expensive than co-living, especially if you want to live in urban regions. You must also pay pet fees and more secure payments. 

  • Less sense of community

Since you don’t share anything with other people, this often leads to a less sense of community. This cannot be easy, especially if you are used to living in areas with a good sense of community. 

  • No shared resources or responsibilities

Unlike in the co-living method, renters can’t share resources or responsibilities because they don’t even have housemates. This can increase their sense of isolation, and this can be difficult, especially for people used to communal settings. 

Comparing co-living and renting 

If you want to choose one between the two options but don’t know how to, here are some factors you should look at before making your decision. 

  • Your budget

Your budget is an essential factor to consider when choosing between the two options. Co-living is cheaper than renting an apartment, but still, you should look at the cost of both options, such as the rent, bills, and additional fees. Ensure to choose one that is more financially feasible for you. 

  • Lifestyle

The kind of lifestyle you want also matters. Co-living offers a social and communal environment, while renting provides more privacy and personal space. Do you usually entertain guests, or do you typically live alone all the time? 

  • Social preference

You should also look at your social preference before choosing any living concept. Do you like to share responsibilities with others, or do you want everything for yourself? Are you comfortable living with others, or do you prefer living alone? 

Wrap up 

Co-living and renting are both two good options to consider when looking for a perfect house to live in. 

Both offer significant advantages; however, before you choose any of them, it’s best to weigh the pros and cons of each and look at things like your budget, the kind of lifestyle you prefer, and your social preference. 

Cheap Houses – What is In Store for 2023?

Cheap houses are always available if you don’t mind the location or the condition. But usually, buyers do mind! A ruin in a bad place is not quite what buyers have in mind. Rather, the idea is to get a good deal on a home. Hopefully in a good location and a good condition so you are making a good investment that will eventually pay off.

Historically, houses are made of natural materials such as wood, mud and stone. However, today they are often made of metal or synthetic materials such as drywall, plastic and concrete, not to mention all the new advances in the home technology. That’s why prices for new build homes are far more expensive.

The cost of purchasing a house varies depending on the location and the type of home you buy. House prices can be affected by many factors including supply and demand, the quality of the construction process, zoning restrictions, tax rates etc.

Economic Factors that Affect Cheap Houses

Home values are a key economic indicator of a region’s economic health. As the economy fluctuates, so does the housing market.

The housing market is projected to grow at a slow rate over the next decade.

The average home value in the United States is $225,000 as of February 2019 and is expected to rise to $242,000 by 2029.

What is Driving Changes in House Prices?

House prices are an important measure of economic activity, and how well the economy is doing.

The key drivers of change in house prices are mortgage rates and economic condition.

Mortgage rates have been decreasing in recent years, which has resulted in a steady increase of house prices. The economic condition has also played an important role in the change of house prices.

Why You Should Buy a House Now

Housing prices are increasing and the housing market is currently tight. There is a housing scarcity in many countries, which means that there are not enough houses for everyone.

Buying a house now can be beneficial because it will be more expensive in the future as well as more difficult to find available homes.

Trends to Watch for if You’re Considering Buying a Home

Buying a home is one of the most important decisions in life. It can be a long-term investment that can give you security, but it can also be a risky choice if you’re not prepared.

The housing market is on the rise and experts predict that this trend will continue for at least the next year or two.

What you Need to Know about Home Prices in 2023

The home affordability index is a measure of the average monthly payment on a median-priced home. The index is calculated by dividing the median-priced home by the average wage. The home affordability index is steadily declining since 2012 and may decline even further in 2023. The reason for this decline is that wages are not increasing as fast as housing prices.

With the ever-increasing cost of living, the question on everyone’s mind is whether there will still be affordable housing in 2023. With the current economic climate, it is difficult to predict what will happen in the next three years. However, with smart investments and a focus on creating more affordable housing options, there is hope that we can still find cheap houses in 2023.

Cheap Houses: Fixer-Upper

If you’re looking for a cheap house to fix up and make into your own, there’s no better place to start than with a fixer-upper. These houses are for sale at a fraction of the cost of regular homes, making them ideal for those on a tight budget. With some creativity and hard work, you can turn these houses into the perfect home for you and your family.

Many of those houses come with problems like a leaking roof, broken windows, raising damp, rotten floors etc. Therefore, make sure you know how to fix it and consider the realistic costs.

Make Staircases the Focus of Your House

Staircases are not only a functional aspect of a multi-storey building or home, but they can also be the statement piece of your home. They are an essential part of any multi-storeyed house and with some creativity, you can make them look stunning, unique, and amazing. If you are still confused about how to change the look of your staircase, here are some tips that will get you started.

Here’s some unique staircase tiles design for your home that will make your home look pretty and appealing.

Black Beauty

No colour says elegance, class, and refinement better than black. Black granite tiles will make your staircase look elegant, chic, and timeless. As black goes with almost everything, you will be able to change the look of your house without putting a hole in your pocket.

Mosaic Patterns for Stair Risers

While designing and decorating staircases, you should also focus on stair risers and not just the place where you tread. A bold stair riser decorated with mosaic and multi-patterned tiles is sure to grab attention. These tiles will catch the eye of every guest who visits you making them the central focus of your house.

Duo-Tone Marble Tiles

An easy yet chic way to decorate your staircase is by using two-toned marble tiles. This plan looks equally good in modern and contemporary designs and old-world home designs. You can choose tiles that complement each other or can also experiment and choose tiles that contrast each other making a bold yet beautiful statement piece. A warmer colour scheme will make your house look brighter while a cooler colour scheme will make your house look cosy and serene.

Mediterranean Designs

Allow the beauty of nature to take over your house with the help of Mediterranean-style tiles. These tiles in a stunning pairing of green and blue will make your house look like a tropical paradise. This is a great way to make your house seem new if you do not want to spend a lot on renovating the whole space. These tiles are classic and are used in Spanish and Mediterranean-inspired décor all over the world.

Wood-Finish Tiles

Wood is classy and chic, but it is also quite difficult to maintain. To solve this problem and to have the best of both worlds, invest in tiles designed to look like wood. Wood-finish tiles can make your house look elegant and pleasant. They add a sense of warmth and cosiness to your house and can also reduce the cost of maintenance. They also look stylish.

Warm Colour-Palette Style with Spanish Touch

A cool Spanish/Mexican style décor for your staircase can make them look vibrant, bold, and artisanal. This is an easy way to add that rustic yet antique charm to your house. They go well with various decors and are available in multiple sizes, shapes, designs, and patterns, making them highly versatile and customisable.

Monochrome, Matte, Ceramic Tiles

Monochrome matte ceramic tiles are simple, effective, efficient, and elegant. They will make your staircase look pristine, crisp, and clean. These tiles are highly recommended for wide staircases. You can choose from various colours such as beige and brown or can also choose something more vibrant such as green or orange. These are some of the most popular stair designs for homes.

Vibrant Fibre Tiles

Fibre tiles are available in a variety of shapes, colours, and designs, and are an easy and cost-efficient way to add colours to your house. Choose bold, contrasting, and eye-catching colours so that your tiles will stand out from their surroundings without any issues. Fibre tiles are also easy to maintain making them efficient for all households.

Beautiful Pattern Tiles

Patterns can make any space in your house look chic and elegant. Installing patterned tiles on your staircases will make them look pretty with little to no effort. Other ways to use pattern tiles on your staircase include using patterned granite, ceramic, and marble tiles. You can also get custom-designed pattern tiles to make your house look more unique and personalised

Elegant staircases can make your otherwise boring décor quite stunning. Choose the tiles in such a way that they match (or contrast) your décor for a contemporary and chic look.

Author Bio:
Mahima Rawat works with the content team at Orientbell Tiles, where she creates interesting lifestyle pieces on home and interior design. She loves presenting options to her readers so they can make the right choices when it comes to their home interiors. Flooring and tiles are her favourite topics. Besides interior design, she also loves to travel, play badminton and listen to music.

Raising Damp – Solutions that Really Work

Raising damp or humidity in an old house is quite common. That’s why, sooner or later, you will probably have to deal with it. Especially if you are looking for cheap houses for sale or fixer-uppers it is good to know as many of those properties come with that problem.

Why It Became More Comon?

Until the 20th century, most stone buildings in Europe and North America were constructed with materials that allowed air flow to circulate more freely. They were often made with soft paints like water-based paint that are sensitive to moisture.

The newer application of impermeable materials, such as linoleum, cement and gypsum-based floorboards, have been thought by some to cause more damp problems in older houses.

What is Damp, What Causes it and When it’s a Problem

Dampness is the presence of water in an environment. It can be caused by condensation, leaks, or a high level of humidity. Dampness can lead to mold growth and in some instances even structural damage. One thing is sure, it is bad as it can be a serious health hazard.

Easy Fixes for Raising Damp Problems

Raising damp and moisture can cause problems to your house and your health. It can lead to a variety of health issues such as asthma, allergies, and respiratory problems.

The first step is to find out the source of the moisture. The best way to do this is by using a moisture meter. If it’s coming from your roof or windows, you should fix them. If it’s coming from the walls, you should fix them too by installing a damp-proof course.

Other ways of fixing damp problems are: installing an extractor fan in your bathroom, drying clothes outside when possible, insulating pipes and radiators so that they don’t leak water into walls or ceilings, and using dehumidifiers in rooms where there is excessive humidity.

How Do You Treat Raising Damp?

Dampness can be a huge problem for people who live in an old house or building. It can cause a lot of problems, such as black mold and wood rot.

There are many ways you can treat dampness. You should first find out the cause of the dampness and then decide which way is best to treat it. For example, if the dampness is caused by condensation on windows and walls, you should try to fix the leaky window or seal off any cracks in the wall with silicone sealant.

If you need to get rid of dampness quickly, try using an industrial fan heater to dry out your home or building. They are also great for drying wet carpets after flooding occurs in your home.

Prevent And Get Rid Of Damp For Good

Damp is the most common type of building defect in the UK. It can be caused by a variety of factors, including rising damp and condensation.

It can be difficult to get rid of damp, as it will often return after treatment. If you want to prevent damp from returning, you should make sure that your property is well ventilated and that there are no leaks or cracks in the walls or foundations. It’s also important to check for any signs of water-related problems like leaky pipes, defective gutters, and roofing problems.

Why You Need to Take Action?

Dampness is a problem that develops over time. It can be caused by a number of things, including moisture in the home or water leaking in through the foundation.

It’s important to take action before your home becomes too damaged or someone gets seriously ill. The best way to avoid this problem is to regularly check for dampness and take action as soon as you notice it.

Home Remedies for Raising Damp

There are many ways to get rid of the problem of raising damp and mold in your home. One way is to use a dehumidifier. This is an appliance that removes excess moisture from the air. It will help you control humidity levels in your home which can reduce the growth of mold and mildew. It’s pritty simple. All you have to do is to plug it into a wall outlet to remove excess moisture in your home. It also helps control humidity levels, which is essential for controlling mold and mildew growth.

Another way to get rid of the issue is by using bleach. Remember, bleach works both as a disinfectant and an antimicrobial agent that can kill mold and mildew. You can mix 1/4 cup of bleach with one gallon of water and use it to clean surfaces or you can pour it on the floor in small quantities. multiple times. One thing you must remember before using bleach is to make sure that there are no pets or children around the area you are cleaning.

Wet Basement

There are many reasons that a basement can leak. It can be due to water seeping in from the outside or a pipe that has broken. There are also times when the foundation is not properly sealed and water can come in through cracks and crevices in the foundation.

The best way to fix this problem is to install a waterproofing system on the floor of your basement. This will help protect your home from any leaks, and it will also help you avoid costly repairs.

Conclusion

The best way to deal with the problem of rising damp is to get it fixed as soon as possible. It’s not just an aesthetic problem, it can lead to structural and health problems in the future.

Do you have a property for sale? Here you can list real estate for free.

How to Get Started in Real Estate Investing with No Money

What stops you from investing in real estate? Is it a poor credit score or a lack of money for buying houses? None of these things should prevent you from owning properties. You only need to know how to invest in real estate with no money. 

You have never thought of doing something like that. We are here to tell you that owning an investment property without cash is possible. Even without money or a good credit score, go after your dream. See our ideas on how to solve this puzzle. 

Borrow A Loan 

It is possible to have no money and no debt. If this is you, it is easier to buy real estate with no money than you think. If you have unpaid debts, investing will be difficult but still doable. Borrowing loans is your best first choice. 

If your credit score is 780 or over, borrowing will be simple. Approval may take less time than if your credit score is 700. Someone with a poor or good credit rating and no money can consider these loan options: 

  1. Hard Money Lenders 

Hard money lenders are private companies that pay more attention to profitable deals than the borrower’s credit history. A hard money lender uses the investment property as collateral. If you default on loan payments, they reserve the right to sell the house and recover their money. 

They are better choices than banks because their loan terms are less rigid. Unfortunately, they work with numbers and will choose the loan amount based on the property value. Also, they charge 10% to 15% interest if you have a low credit score. 

Can you pay back their money despite the higher-than-average interest rates? If yes, search for the best hard money lenders online and tell them about your investment plan. Hard money lenders offer short-term loans and might not fund the entire cost of an investment property. So, you require other money sources to cover the difference. 

  1. Private Money Lenders 

Real estate investing for beginners with no means is more convenient with private money lenders. As you can guess, this is money from a private company or someone you know. Private money lenders barely consider your creditworthiness. All they care about is the loan terms. These loan terms should be competitive enough to convince a private lender to lend you money. 

They do not have inflexible rules on repayment and interest rates. Private lenders are ready to negotiate until each party is happy with the deal. To have their money, you must demonstrate the value and profitability of your real estate investment deal. 

  1. Fha Loan 

Government loans are available to someone who lacks the money to invest in real estate. The most popular ones are the FHA and VA loans. These are beneficial loans because they are easy to obtain if your credit score is good enough. 

Also, the down payment can be more affordable than the amount other lenders demand. Government loans can help you purchase a multi-family house, which you can rent out. So, find out the requirements for getting the USDA, FHA, and VA loans. 

Create A Mortgage With A Property Seller

Seller financing is one of the simplest ways to get into the property business. Choose a seller who does not need immediate cash from their house sale. They will allow you to pay for the house slowly as if it were a mortgage loan. You will pay monthly installments until you purchase the property. 

Seller financing does not require a strict qualifying procedure. It has lenient loan terms, and credit rating is not an issue. As the property seller determines the terms of the deal, they are easier to handle than banks. Getting such a deal among younger people is harder than for retired people. 

An absentee landlord willing to have a monthly income can agree to seller financing. Owners of vacant houses in your area may accept to have you purchase their property gradually. Lastly, find and attend real estate meetings in your neighborhood or another vibrant town. An event like this can enable you to network and locate property sellers who do not require immediate cash.

Find An Investment Partner

Lack of money should not prevent you from finding a partner who does. If your deals are good, your partner can use their good credit history to obtain funds. Nevertheless, they may leave other hard work to you. Ensure your investment partner has the best credit history for easier loan approvals. 

They should be someone you already know and can trust. Ensure the person can offer the resources you are struggling to find to join the real estate investment industry. If you form a partnership, turn it into a formal business with a legal permit. 

Lease And Pay Slowly

We have a trick you might love if you want to know how to invest in real estate with no money. Find a rental house that the owner wants to sell later. Start paying rental fees every month and extra on top. 

The extra cash will be your house deposit. When your lease expires, the landlord can sell the house to you. They will have no reason to doubt your ability. 

Flipping Properties

Some houses cost below the current market price. They are called Under Market Value properties and are investment opportunities. If you are looking into how to invest into real estate without money, Under Market Value properties are a good starting point. You can purchase, renovate to improve value, and sell. 

In other words, you can try property flipping if you have a source of money for the first attempt. These houses cost less money, but you can still bargain the price. You can produce high capital gains if you plan this well. At the same time, flipping usually hides some costs. This can affect your profitability later.

Property Crowdfunding

Young and forward-looking entrepreneurs will not let money shortage ruin their investing dreams. They use crowdfunding to raise business capital. In crowdfunding, property investors form a group and contribute money to form a pool. 

Every member owns a share of the money in the pool. Also, if the group does property development projects, you and other members will get a share of the profits. A crowdfunding group can build rental houses and share profits and any liabilities.

Conclusion

We have explained some points on how to invest in real estate with no money. If you need more information on this, seek help from a professional real estate investment service. They will guide you on obtaining loans regardless of your credit score. Also, they will reveal other simple ways of getting investment properties without cash. 

Author Bio:

Author Name: Liran Koren

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I’m Liran Koren. I’m a real estate pro and co-founder of Luxury Property Care. I believe that through common work we can create a healthy ecosystem, that serves investors, landlords and even tenants altogether.

short-term rentals

Yes, it is possible to take control of short-term rentals in your building

Garbage left carelessly by the pool area. Guest parking overflowing with unregistered cars. Loud music blaring until 2am. Vomit in the corner of the elevator. These are the very worst outcomes of short-term rentals.

Fortunately, for the most part, short-term guests are more respectful than this. People coming from out of town opt to book a condo unit on Airbnb, or a similar home-sharing platform, because they enjoy a more authentic travel experience and save a bit of money. And now that a global ban has been placed on parties by the company, renters are less like to disturb neighbors or cause damage to a property.

But condo and apartment communities may still be apprehensive about hosting short-term renters due to security and accountability issues. People don’t generally like the idea of strangers coming in and out of the building all of the time, and with a steady stream of renters taking up parking spots, it can be harder for other residents to secure guest parking for their friends and family. 

A rental management system can help put these issues to rest though and help landlords or managers gain control of short-term rentals (STRs).

Do I really want to support short-term rentals?

As a landlord or property manager, STRs may present themselves as just another problem. But if there are no strict rules prohibiting these types of rentals, and if you’re not prepared to issue violations and/or fines every time a resident offers their place to a short-term guest, then it might be smarter to work with your community as opposed to against them.

Before you do anything, make sure your building can support short-term rentals

Depending on where you are, short-term rentals of less than 30 days may simply not be allowed. Some cities have banned short-term rentals because units were sitting vacant while residents struggle to find a place to live. A good example is New York. It’s illegal to rent apartments for fewer than 30 days in most buildings, particularly Class A dwellings. Other cities do not allow units to be rented out for “transient commercial occupancy” if the building is located in a specific area.

Your city may also have rules or requirements for STR hosts; they may need to obtain a permit or business license.

If there are no city rules geared towards short-term rentals in your area, it’s still important to review your building’s rules. They may contain strict policies about short-term rentals.

Communicate STR rules

STR rules should not be a mystery to your owners and tenants. Even if they are stringent, aim to educate your residents or tenants about best practices, rules and limitations.

Share the rules through email, create posters or pamphlets, and newsletters so that all residents know about the building’s short-term rental rules, and the consequences of operating illegal short-term rentals. 

Use a rental management system that can be replicated and maintained

This part of the process will require a bit more work from management or tenants, but it’s the most efficient and organized way to manage STRs.

Managers/landlords have a couple of options to choose from, but the simpler the system is, the more likely people are to use it.

Once a resident has confirmed that a short-term renter will be staying in their unit, they will need to “register” the guests with the building. The registration system could be:

  • A paper form that residents/tenants submit to the landlord or manager
  • An online form that is emailed to the landlord or manager
  • A spreadsheet that the manager/landlord maintains once they have information about a new guest
  • A digital guest registration and rental management platform that allows residents or management to add a new short-term stay

While there isn’t a correct choice, it’s important to adopt a system that is easy to replicate and maintain. This ensures that guests still make it into the system, even if a new manager takes over or someone is covering for the landlord.

By giving tenants the ability to register STR stays on their own, the workload is reduced for management. That’s one big reason why many would prefer having a digital short-term rental management system like Condo Control. With a standardized registration page, secure cloud storage, and easy editing options, this STR tool makes it easy for landlords and managers to stay in control of short-term rentals. Plus, STR hosts can log every stay without having to take up management’s time.

Benefits of using a digital short-term rental system

In addition to having a record of who has and will be in your building, there are other benefits of having a standardized STR system in place:

  • Searchable record of short-term guests, past and future
  • Option to see how often an owner/resident rents out their unit
  • Welcome letter is automatically sent to short-term renters. Any special instructions or information will get to them before they arrive on the property
  • Option to create custom terms and conditions that align with your property’s rules
  • Security/concierge can easily confirm which vehicles belong to registered short-term guests
  • Guests can be contacted directly if there are any issues during their stay

What happens if tenants are bringing in short-term renters without registering them?

Most residents will comply with STR rules and processes, especially if they are reasonable and easy. However, if there are reports of problematic or unauthorized guests that are linked to the same unit, it’s important to take the appropriate actions. If there are no consequences for ignoring rules, then there is little motivation for anyone to follow them.

Educate the resident

Before taking more severe actions, make sure you remind the resident about the rules and processes for hosting short-term guests. Invite them to ask questions in case they aren’t entirely sure of the registration process.

Violation notices

If the resident has received a friendly reminder and continues to ignore the rules, then the next step is usually to issue a violation notice. You may have to issue several notices before you can fine the resident. Depending on the property, fines may not be an option, however, you can obtain a letter from a lawyer instructing the resident to stop hosting guests who are not registered.

Fines

Condo buildings will have their own fine schedules, but they can be as much as $500 each night if the short-term rental rule is broken. There may be limits on how much you can ask a resident to pay for the same violation, so check with the governing documents before you begin issuing fines.

Mediation

If fines still don’t discourage a resident from breaking the rules, mediation might be the next step. Mediation is a process where a neutral facilitator will try to help the association or building, and the resident, find a mutually agreeable solution. Mediation is often preferable to litigation because it’s less costly, but it can still be a challenging process.

Arbitration

If you cannot come to an agreement with the resident through other methods, then arbitration is the last option before taking the issue to court. Arbitration is a process where an arbitrator conducts a hearing and makes a ruling based on the issue based on the facts presented by the parties. The arbitrator makes a binding decision, meaning the parties are legally obligated to follow the decision that they made.

Conclusion

Short-term rentals can create some discomfort amongst condos and apartments, but it doesn’t have to be a contentious issue if management can implement a system that supports consistency and transparency.   

Author: James Corbett

The Advantages of a Turn-Key Home

A turn-key home is a new construction that includes all the finishing touches and is ready for occupancy.

It is easier than ever before to find the perfect turn-key finish home for your needs. There are many different styles of homes available, from traditional to modern, and you can customize the home to suit your tastes. You can also find a turn-key finish home with a yard or without, depending on what you’re looking for in the perfect property.

With so many options available, it’s no wonder that this option has become increasingly popular over the years.

What is a Turn-Key Home?

A turn-key home is a house that is ready to move into or occupy without any additional construction. It has all the necessary components, such as plumbing, electricity, and heating already installed.

The term “turn-key” can also be used in the context of a business, where it means that the business is fully operational and ready for customers. In this article we will concentrate on the advantages of a turn-key finish home.

What are the Benefits?

Buying a turn-key home is a great way to enter the real estate market, with minimal hassle. You can find turn-key houses in many different styles and sizes, so it is easy to find one that fits your needs.

A turn-key home may be built from modular or prefabricated parts. In this case the house has already been constructed in a factory and then transported to the site where it will be put together like a puzzle.

A turn-key building is usually cheaper than buying an existing house because the contractor does not have to pay any additional labour costs for constructing it on site.

A Turn-Key Home – Traditional Construction

The architect designs the layout of the house, and the builder builds it according to the design. The builder then hands over the keys to the homeowner, who can move in right away.

There are many benefits to building a turn-key house, such as having all of your needs met in one place without having to worry about finding separate professionals for every job. But there are also disadvantages, like not being able to customize your home as much or living with someone else’s design choices.

But the good news is that usually you can decide how much you like to get involved in the project. Most builders would let you choose colors, tiles, flooring etc. within a certain price range.

A Turn-Key Home – Prefabricated

A turn-key finish house that is prefabricated, is made in a factory and then assembled on site.

Prefabricated homes are also known as modular homes. These are assembled in a factory and then delivered to the construction site where they are put together. You can buy these houses from catalogues or from companies that specialize in this type of housing.

The process of picking from a catalogue means you have to find the house that fits your needs, order it, and wait for it to arrive to the construction site before you can start building it.

Prefabricated houses and modular houses have their own advantages and disadvantages. It’s important to understand these differences before you make your decision of buying one of them.

Conclusion

In conclusion, buying a turn-key building is great for people who are looking for a home that has everything they need and want. They don’t have to worry about the hassle of finding different contractors to install different things in the house.

Everything You Need to Know About Mortgage Funds

Mortgage funds are real estate investments reserved for hedge funds and other institutional investors, but private lenders are now incorporating more mortgage funds into their portfolios. When getting a mortgage, you might wonder where the money comes from and how lenders operate. Mortgage funds are a type of investment used by brokers and lenders to increase their revenues. Want to learn more about mortgage funds? You’ve come to the right place. Whether you’re a homebuyer or just wondering how mortgage funds work, we’ve got you covered.

What Is the Purpose of Mortgage Funds?

Mortgage funds, also known as mortgage pools, help mortgage lenders earn more money because they can make more money with a pool than they can through traditional loans. Mortgage brokers also make origination fees, but mortgage funds allow them to earn fees and arbitrage from buying and selling mortgage assets to generate a higher profit. 

These funds are chosen, approved, and funded by fund managers without the need for approval from individual investors, giving managers the flexibility to fund more deals and increase production, which directly increases their income. Mortgage pools also benefit lenders by offering more protection against risk. Because a fund requires risk disclosures to investors, lenders are protected against risks associated with investments. 

Investors may choose to invest in a mortgage fund instead of other investments because it allows them to generate a passive income through a variety of real estate assets without having to take out mortgages of their own or being too involved in funding the loans. 

Investors have the option to invest in any type of real estate or make plans for a new real estate and construction project to diversify their investment portfolios and hedge against risk to receive better returns and protection from changes in the market. In addition, these lenders are protected from defaulted borrowers, lawsuits, and foreclosure risks because the capital itself isn’t affected, thanks to the pool of other real estate investments. 

How Do Mortgage Funds Work?

Mortgage pools are typically Limited Liability Companies (LLCs) and sell membership interest to investors. Investors receive revenue from the returns of the fund from loan activities. The company itself is managed by another company that brokers mortgages to the fund and oversees the assets daily. In exchange for managing the company, they receive compensation from a variety of fees, including management fees, servicing fees, and origination fees. They may also generate income from interest. 

Mortgage funds don’t typically register with the SEC, thanks to federal exceptions, but shares of the pool may require regulatory oversight. 

Risks of Mortgage Funds

Investing in a mortgage fund is a great way to earn a passive income. However, running a mortgage fund is not passive because it has to scale and grow to support a lender’s business. Mortgage funds require employees, software, vendors, marketing, and all of the different tools, technologies, and departments any other business needs. 

Additionally, while there’s less risk associated with a mortgage pool, funds may have liquidity or cash flow problems even though funds have protections in place to mitigate this risk. For example, accountants typically put safeguards in place to protect the fund or fund the wrong loans based on set guidelines. 

How Do Mortgage Funds Benefit Borrowers?

Mortgage funds can help individuals move into a new home. So far, we’ve talked a lot about why investors choose to invest in mortgage funds, but we haven’t covered an important piece of the puzzle. Without borrowers taking out mortgage loans, there wouldn’t be any mortgage funds. Therefore, borrowers must get something out of the deal. 

Many loan borrowers don’t qualify for traditional bank financing when they’re buying a house for a variety of reasons ranging from not having enough income to a high debt-to-income ratio. Mortgage funds have debt-servicing requirements that are more flexible for borrowers if they believe the debt can be paid off. However, if the debt isn’t paid off, the asset (the house) will cover the amount of the debt and accrued interests, so if there’s a foreclosure, there’s no loss for the investor. 

Additionally, unlike banks, mortgage pools fund loans quickly to help them get more deals and help borrowers whose purchasing may have fallen through. Borrowers typically refinance with the banks at lower rates after a few years if they can get a better deal.

What Happens If a Borrower Defaults?

We’ve already discussed what may happen when a borrower defaults, but let’s cover this topic a little more in-depth because it can affect investor returns. Fund managers mitigate risk with a thorough vetting process of the borrower. However, defaults and foreclosures can still happen when a borrower can’t afford to pay back the loan. In these cases, the property is owned by the mortgage fund and can be sold to recuperate loan costs. If the house can be sold at its original value or higher, there’s virtually no risk for investors. 

Are Mortgage Funds a Good Investment

Mortgage funds are a great way to earn passive income while diversifying your portfolio. They can provide strong and steady returns as long as they’re well managed. Of course, you don’t have to put all your trust in a fund manager, but it’s typically easy if you can find a manager you trust to make good decisions when you’re not around. Mortgage funds are just one small part of an investor’s larger portfolio, but they’re popular because they can add value, especially when mixed with other investments, including stocks. 

Before jumping into a mortgage pool investment, you’ll need to consider the risk and how risk is being managed. You should also vet the fund manager to ensure they have a good track record managing mortgage funds. 

If you decide you want to start investing in mortgage pools, it’s actually quite easy. However, you do need a large sum to begin investing. Some companies allow you to buy in with a minimum investment of $10,000 or higher. However, even if you can afford to do it, this type of investment is not right for everyone. It’s best to talk to a financial adviser to determine if you’re financially stable enough to invest in real estate. 

Ashley Nielsen

Ashley Nielsen earned a B.S. degree in Business Administration Marketing at Point Loma Nazarene University. She is a freelance writer where she shares knowledge about general business, marketing, lifestyle, wellness or financial tips. During her free time she enjoys being outside, staying active, reading a book, or diving deep into her favorite music.